Enabling InsurTech Success: Due Diligence, Fundraising, and Regulatory Licensing
As an actuarial-led InsurTech advisory firm, Actuaria Consultants plays a vital role in enabling the next generation of insurance ventures. One of our flagship assignments reflects this capability, where we delivered on three critical dimensions of launching an insurance company: due diligence of an acquisition target, business planning and investor pitch, and regulatory engagement for licensing. This project stands as a key contribution to the InsurTech ecosystem—blending actuarial precision with strategic execution to support the successful formation of a digitally enabled insurer.
1. Comprehensive Due Diligence
Our engagement began with a thorough due diligence exercise on a company identified for acquisition as part of the client’s strategy to enter the insurance sector through a digital-first model. We conducted a multi-dimensional assessment of the target company’s actuarial, financial, and operational health—reviewing reserving practices, pricing adequacy, historical performance, capital position, and product viability.
This included evaluating the scalability of existing operations in line with future InsurTech transformation goals. Our team worked closely with other stakeholders to ensure that both quantitative metrics and qualitative business drivers were considered. The insights we delivered helped the client identify key risks, integration challenges, and value-creation levers, ultimately supporting informed decision-making.
2. Business Plan & Investor Pitch Development
With acquisition insights in place, we led the development of a business plan and investor pitch, aimed at securing funding for the launch of a new-age insurance venture. This phase was crucial in demonstrating the viability and growth potential of an InsurTech-driven model.
We constructed detailed financial projections incorporating actuarial modelling, digital distribution strategies, and scalable infrastructure assumptions. Our deliverables included long-term forecasts of premiums, claims, capital needs, and solvency outcomes. The investor deck was crafted to blend actuarial rigor with compelling storytelling—capturing the market opportunity, innovation roadmap, customer-centric value proposition, and technology enablers.
Our team guided leadership through the entire pitch preparation process, including dry runs, Q&A prep, and investor messaging refinement. This contributed to a h4 market response and investor engagement.
3. Regulatory Engagement & Licensing
Actuaria Consultants also took the lead in steering the client through the complex process of regulatory licensing—an essential step in establishing a fully operational insurance entity. We prepared all actuarial and operational documentation required for the license submission, including business models, governance frameworks, capital projections, and risk policies.
Leveraging our cross-border experience with regulators, we provided strategic inputs to align the licensing package with the expectations of supervisory bodies, especially in contexts where innovation and digital models are evolving rapidly. Our consultants served as the central liaison with regulators—ensuring timely responses to queries and proactive engagement to build regulatory confidence.
We also supported the client in defining their actuarial control functions, designing board-level structures, and integrating regulatory technology (RegTech) elements where feasible. The streamlined preparation helped expedite the submission process and laid a h4 foundation for regulatory success.
Our Value Proposition in InsurTech
This project highlights Actuaria Consultants’ position at the intersection of actuarial science, insurance strategy, and digital transformation. We bring a unique blend of domain expertise and InsurTech vision—enabling our clients to move from concept to launch with confidence and clarity.
Whether you’re evaluating acquisition targets, building investor-ready models, or navigating the licensing maze, our team is equipped to support every stage of the InsurTech journey. Our approach is rooted in technical excellence, collaborative delivery, and a deep understanding of what it takes to build the insurance businesses of tomorrow.
If you’re building or scaling an InsurTech venture, Actuaria Consultants is your trusted partner in delivering actuarial-led, innovation-driven results